VA Loans

Eligibility for VA Home Loans

Nearly every veteran can be eligible for Veterans Affairs benefits such as a VA Home Loan. If you are honorably discharged, are currently serving or have completed six or more years in the National Guard or other selected services, then you are most likely eligible for a VA Home Loan.

These type of loans are a great choice for veterans that are planning to purchase a home or to refinance an existing owner-occupied home loan. As one of the final 100% financing options that is still available, VA loans are an excellent way to lock in an attractive fixed interest rate with little or no money down.

Even if your credit history is marginal, this government-sponsored loan can be an option as long as you can show enough documented income to complete the required monthly payments.

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